Success in today's environment sometimes requires you to push aside your day to day activities and spend time sorting out your finances. Using a simple tool called a budget, you can manage your finances and track where you are spending most of your money.What better time to do this than when you are away from your work or business, and on a break.

The budget can be done annually and will not only help you see where your income is going, it will also help you to:

1) realise and understand when cash is available (to invest, save or pay off a loan faster!)

2) analyse and anticipate your key expenses

You will have a clear vision of where and when you may need to cut back on spending. At the same time, it will highlight some potential areas where you can invest that little bit extra.

It is a simple, painless process - you can have a coffee, while we do all the work!!!